South Africa: Finance and Banking

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Finance law and banking law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as capital adequacy, BASEL, acquisition finance, debt capital markets, fund finance, islamic finance, securitization and structured finance.

South Africa's FATF Greylist Exit: A Progressive Step In The Continued Path Towards Integrity?

On 24 October 2025, South Africa was officially removed from the Financial Action Task Force ("FATF") greylist, following almost three years of intensive reform efforts...

South Africa Finance

KL

Herbert Smith Freehills Kramer LLP

The Importance Of DFI Funding To Support Sustainable Agriculture: A Banking Perspective

Projects in Africa (notably in the Agri-space) struggle to reach financial close and scale not because of a lack of demand or technical promise...

South Africa Finance

E

ENS

Are On-the-road Fees Permissible As Charges In Credit Agreements?

In National Credit Regulator v National Consumer Tribunal and Others and Similar Matters, the South African Supreme Court of Appeal ("SCA") provided clarity over whether on-the-road ("OTR")...

South Africa Finance

E

ENS

Too Big To Regulate: Who Guards The Giants? Inside South Africa's SIFI Rulebook

Building on our earlier publication discussing the designation of systemically important financial institutions ("SIFIs") in South Africa, this article outlines the roles of regulators and public bodies (the "Guards")...

South Africa Finance

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ENS

FSCA Unveils OMNI-Risk Return: A New Era For Risk

South Africa Finance

E

ENS

Breaking Borders To Combat Financial Misconduct

South Africa Finance

E

ENS

When Will South Africa's NPS Bill Come Into Force? Navigating The Road To Implementation

South Africa Finance

E

ENS

Raising The Bar For Pension Fund Benefit Administrators

South Africa Finance

E

ENS

Shake Up For CIS Managers – What Should You Do Now?

South Africa Finance

E

ENS

Honesty And Integrity In Financial Services: Fit And Proper Requirements Under Judicial Scrutiny

South Africa Finance

AA

Adams & Adams

Enhancing Consumer Identity Protections: New Amendments To The National Credit Act

South Africa Finance

E

ENS

Procedural Fairness In Debarment Proceedings: Lessons From G Van Zyl v Kobie Spangenberg En Genote (Pty) Ltd

South Africa Finance

AA

Adams & Adams

Breaking The Bank: South Africa's Payment System Shake-up Welcomes Non-Bank Players

South Africa Finance

E

ENS

Banking On Innovation: Establishing And Registering A Bank In South Africa

South Africa Finance

E

ENS

The Importance Of DFI Funding To Support Sustainable Agriculture: A Banking Perspective

South Africa Finance

E

ENS

Parental Leave Rewritten By The Constitutional Court: What Employers Must Do Now

South Africa Employment

FW

Fairbridges Wertheim Becker

Will October 2025 See The End Of South Africa's Greylisting Headache?

South Africa Government

E

ENS

AI In Legal Practice: Opportunities And Risks For Linguistic Inclusion

South Africa Technology

E

ENS

The AI Trade Secret Tug-of-war

South Africa IP

E

ENS

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Capital Adequacy/BASEL

Following the 2007 – 2009 financial crisis, it became evident globally that there were weaknesses in the financial regulation of commercial banks, specifically in relation to the liquidity...

South Africa Finance

E

ENS

The Effect Of Basel IV On Commitment Fees

"Basel IV" is the latest regulatory capital standard introduced by Basel Committee on Banking Supervision for internationally active banks.

South Africa Finance

E

ENS

South African SIFI Banks And Holding Companies Are Required To Issue Flac (Unsecured Debt) Instruments For Resolution Readiness

Banks designated as systemically important financial institutions ("SIFIs") by the South African Reserve Bank ("Reserve Bank") and their holding companies will be required to meet minimum...

South Africa Finance

E

ENS

Long Awaited OTC Margin Rules Are Now Final

South Africa Finance

E

ENS

Will The End Of (L)IBOR Be Delayed?

South Africa Finance

E

ENS

South Africa Newsletter - January Edition

Worldwide Strategy

D

Dentons

2013 Global Construction Survey - Ready For The Next Big Wave?

South Africa Real Estate

KS

KPMG, South Africa

Basel III: Issues And Implications

South Africa Finance

KS

KPMG, South Africa

Global Debt Sales - Trend Watch

South Africa Finance

KS

KPMG, South Africa

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Debt Capital Markets

Are On-the-road Fees Permissible As Charges In Credit Agreements?

In National Credit Regulator v National Consumer Tribunal and Others and Similar Matters, the South African Supreme Court of Appeal ("SCA") provided clarity over whether on-the-road ("OTR")...

South Africa Finance

E

ENS

Too Big To Ignore: Rethinking SIFI Designation In South Africa's Financial Landscape

The 2008 Global Financial Crisis ("GFC") fundamentally reshaped the world's approach to financial regulation. One of its most enduring lessons was the danger posed by systemically...

South Africa Finance

E

ENS

Debt Collection For South Africa's Booming Car Subscription Sector

Car subscription and lease-to-own platforms have exploded in popularity from Johannesburg to Cape Town. They offer flexible access to vehicles without the long-term lock-in of hire purchase...

South Africa Finance

BI

Barnard Inc.

Standard Bank Of South Africa Limited v KPMM Road And Earthworks (PTY) Ltd: High Court Reafirms The Strength Of Guarantees Post-Business Rescue

South Africa Finance

AA

Adams & Adams

Prescription And Constructive Knowledge: Key Principles From A Recent Supreme Court Of Appeal Decision

South Africa Finance

AA

Adams & Adams

Rule 46A: Protecting Dignity While Addressing Debt Recovery In Foreclosure Proceedings

South Africa Insolvency

FW

Fairbridges Wertheim Becker

JSE's Rejuvenation And Simplification: What You Need To Know

South Africa Finance

E

ENS

Sustainable Finance: A Spotlight On Africa

South Africa Finance

BS

Burges Salmon

Mooted Changes To SA's Business Rescue Laws May Save The Struggling Agriculture Sector

South Africa Strategy

BI

Barnard Inc.

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Charges, Mortgages, Indemnities

Buying Property In South Africa While Living Abroad: How Exchange Control Shapes Your Mortgage

If you are living outside South Africa and buying a home here, your bond (mortgage / home loan) will almost always include exchange control conditions.

South Africa Immigration

FW

Fairbridges Wertheim Becker

Bond Cancellation Process

Settling the balance is not the finish line; the bond must be cancelled before you transfer or refinance. We handle notice, figures, and lodgement so the mortgage falls away on cue.

South Africa Finance

FW

Fairbridges Wertheim Becker

The Proper Placement Of Interest Rate Clauses In Lending Documents: Balancing Clarity, Compliance, And Borrower Protections

In lending transactions, the placement of the interest rate clause within loan and security documents is an important decision that affects legal clarity, enforceability, borrower protections, and market practice

South Africa Finance

E

ENS

The Effect Of Different Matrimonial Regimes And Foreign Marriages On The Conveyancing Process

South Africa Real Estate

FW

Fairbridges Wertheim Becker

A Tale Of Patios And Paperwork – Extending A Sectional Title 'Section'

South Africa Commercial

FW

Fairbridges Wertheim Becker

The Excipiability Of Unsigned Home Loan Agreements

South Africa Litigation

E

ENS

The Risks Of Not Stating That A Debt Is Secured By The Registration Of A Mortgage Bond

South Africa Finance

E

ENS

Balancing The Rights Of Lenders And Commercial Property Owners When A Dispute Regarding Payment Of Municipal Charges Arise

South Africa Finance

F

Fasken

Key Insights From The High Court Amendment Act: Impact On Immoveable Property Sales

South Africa Finance

E

ENS

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Financial Services

The Fintech Future - Revolutionising The African Financial Services Landscape

Africa's fintech sector is evolving from isolated national systems into a regionally connected ecosystem which hope to bring the continent closer.

South Africa Technology

WW

Webber Wentzel

South Africa's FATF Greylist Exit: A Progressive Step In The Continued Path Towards Integrity?

On 24 October 2025, South Africa was officially removed from the Financial Action Task Force ("FATF") greylist, following almost three years of intensive reform efforts...

South Africa Finance

KL

Herbert Smith Freehills Kramer LLP

The Importance Of DFI Funding To Support Sustainable Agriculture: A Banking Perspective

Projects in Africa (notably in the Agri-space) struggle to reach financial close and scale not because of a lack of demand or technical promise...

South Africa Finance

E

ENS

Are On-the-road Fees Permissible As Charges In Credit Agreements?

South Africa Finance

E

ENS

The Consequences When Insured Parties Fail To Disclose The Truth

South Africa Insurance

BI

Barnard Inc.

Jurisdiction Drawn At The Line: Tribunal Confirms Limits Of The Pension Funds Authority

South Africa Employment

AA

Adams & Adams

Too Big To Regulate: Who Guards The Giants? Inside South Africa's SIFI Rulebook

South Africa Finance

E

ENS

FSCA Unveils OMNI-Risk Return: A New Era For Risk

South Africa Finance

E

ENS

Buying Property In South Africa While Living Abroad: How Exchange Control Shapes Your Mortgage

South Africa Immigration

FW

Fairbridges Wertheim Becker

See more

Latest Videos

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Axis Finance Act Series 2023 -Compliance (Video)

AF

AXIS Fiduciary Ltd

Finance Act 2023 Briefings - Part 3 – Financial Services (Video)

OL

Orison Legal

Axis Finance Act Series 2023 – Business Facilitation (Video)

AF

AXIS Fiduciary Ltd

Lawspectives: Debt Recovery By Gabriel Cornelius (Video)

OA

Olisa Agbakoba Legal (OAL)

Webinar | The Jurisprudence Of The Financial Services Tribunal (Video)

E

ENS

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