In the current financial climate nearly, everyone is feeling the effects of painful inflation. For many couples they have not experienced such an impact on their family budgets before. Even those on fairly good incomes are feeling, if not poor, then certainly poorer.

Increases in the cost of living are more and more putting pressures on relationships. Surveys show that nearly 40% of couples are reporting that their financial situation is adding to their stress levels and in many cases, arguments are caused because of this.

Many couples report that they are arguing about leaving the heating on, the increasing cost of food, and should they cut down on holidays and other non-essentials. In 'The Times' recently Hannah Betts gave a good example of where she and her partner now argue far more than previously about meals out, the cost of taxis and stated that she and her partner had always viewed their finances very differently "the relationship has always been a case of camping versus Claridge's" but the cost of living increases have brought the differences between them to the fore. Arguments about money and spending then ensue.

More and more couples with mortgages are also becoming increasingly concerned about interest rates and this is a real stress factor for couples whose fixed rates are ending in the next few months.

All to often couples cannot cope with the increased stress and strain on their relationship and they begin to feel completely powerless. In many cases further stress is caused by worrying about if they can even afford to separate or divorce. Everything gets caught in a vicious circle of never ending money concerns.

It is probably important to know that if there are children involved the effects of any unhappy relationship can impact very negatively on their mental health. In many cases it may be that the only way to alleviate the stress is to end the relationship and try to negotiate a way of dealing with the finances. To do this it is essential that advice is sought from an experienced family lawyer.

This may all sound very gloomy, but ways forward can always be found, and it is important to remember that very often steps do need to be taken in order to avoid a very stressful relationship becoming a toxic one that will make it even more difficult to recover from both financially and mentally.

At Viberts our expert Legal 500 Tier 1 family team can assist you with family law issues.

The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.