Mondaq All Regions: Consumer Protection > Consumer Credit
Worrells Solvency & Forensic Accountants
The premise of these arrangements allows consumers to obtain goods/services immediately and to pay for them over time.
Gowling WLG
Can a consumer enter into a valid credit contract online under Quebec consumer law? Spoiler: The answer is yes.
Wolf Theiss
The Croatian Supreme Court rendered a new compelling decision in a long-lasting judicial process between consumers and banks concerning the validity of CHF denominated consumer loans by stating that ...
Pearl Cohen Zedek Latzer Baratz
Right-to-be-forgotten is limited to the EU. The Court of Justice of the European Union (CJEU) handed down its judgment in Google's appeal against the CNIL – the French Data Protection Authority...
Tabacks
What are we to expect from the Amendments to the National Credit Act 34 of 2005, will this negatively impact the banking industry and how will government look to implement the Amendments?
Tabacks
This has now become increasingly apparent but 10 years ago this was not the case.
Duff and Phelps
It should come as no surprise to the motor industry that the FCA is considering consumer credit rule enhancements that will likely require considerable changes to how car dealerships do business.
Mintz
The California 2019 legislative session closes on Friday, and thus all bills must be finalized to move to the Governor's desk for signature. That means that all CCPA pending amendments
Mayer Brown
We expect market participants to use the data provided by the CFPB in the report as a benchmark for evaluating performance and regulatory trends for credit card programs.
Morrison & Foerster LLP
On August 27, 2019, the Consumer Financial Protection Bureau (CFPB or Bureau) released its fourth biennial report on the consumer credit card market (2019 Report or Report)
BakerHostetler
Vineyard Vines accused of including customer expiration date on receipt.
Morrison & Foerster LLP
In an earlier paper, we considered whether ISAs should be subject to federal consumer credit statutes, including the Truth in Lending Act ("TILA")
Lewis Brisbois Bisgaard & Smith LLP
Additionally, the credit reporting agency must inform consumers how to request a security freeze.
Cadwalader, Wickersham & Taft LLP
The FTC obtained injunctions against a corporation and it's CEO for, among other things, telemarketing violations concerning the National Do Not Call Registry.
Reed Smith
On July 25, 2019, New York Governor Andrew Cuomo signed into law the Stop Hacks and Improve Electronic Data Security (SHIELD) Act (S.5575B/A.5635),
Lewis Brisbois Bisgaard & Smith LLP
But the FCRA is, at least in some jurisdictions, not the only game in town
Cadwalader, Wickersham & Taft LLP
Consumer credit reporting agency Equifax agreed to pay at least $650 million and possibly hundreds of millions more in fines and other costs as part of a global settlement with the FTC, the CFPB.
Cadwalader, Wickersham & Taft LLP
House Financial Services Committee Chair Maxine Waters (D-CA) will convene a full Committee markup of bills that would "make critical reforms to the broken credit reporting system."
Cadwalader, Wickersham & Taft LLP
The FTC adoption of several rules that will require nationwide consumer reporting agencies ("CRAs") to provide a free electronic credit monitoring service to active-duty military consumers
Cadwalader, Wickersham & Taft LLP
Last week, three Capital One cardholders filed a putative class action in the Eastern District of New York, Cohen v. Capital One Funding, LLC
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Dhaval Vussonji & Associates
In contrast, the definition of operational debt is exhaustive in nature to mean inter alia a claim in respect of the provision of goods or services including employment.
Pearl Cohen Zedek Latzer Baratz
Right-to-be-forgotten is limited to the EU. The Court of Justice of the European Union (CJEU) handed down its judgment in Google's appeal against the CNIL – the French Data Protection Authority...
Tabacks
What are we to expect from the Amendments to the National Credit Act 34 of 2005, will this negatively impact the banking industry and how will government look to implement the Amendments?
Morrison & Foerster LLP
On August 27, 2019, the Consumer Financial Protection Bureau (CFPB or Bureau) released its fourth biennial report on the consumer credit card market (2019 Report or Report)
Tabacks
This has now become increasingly apparent but 10 years ago this was not the case.
Worrells Solvency & Forensic Accountants
The premise of these arrangements allows consumers to obtain goods/services immediately and to pay for them over time.
Dentons
The recent decision in Greenlands Trading Ltd & Another v. Girolama Pontearso [2019] EWHC 1282 (Ch) ...
Wolf Theiss
The Croatian Supreme Court rendered a new compelling decision in a long-lasting judicial process between consumers and banks concerning the validity of CHF denominated consumer loans by stating that ...
Greychapel Legal
The Credit Reporting Act ("the Act") was enacted on the 30th day of May 2017 with the primary objectives of promoting access to credit information and enhancing risk management in credit transactions.
Mintz
The California 2019 legislative session closes on Friday, and thus all bills must be finalized to move to the Governor's desk for signature. That means that all CCPA pending amendments
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