Canada: Asset Finance

Ontario's local distribution company sector faces unprecedented consolidation pressure driven by $30 billion in capital requirements for grid modernization. Municipal governments selling utility assets must navigate the "windfall trap"—political pressure to spend proceeds on short-term projects rather than preserving long-term value. Strategic deployment of sale proceeds into independent endowment funds offers municipalities a path to convert depreciating infrastructure into perpetual revenue streams

Saskatchewan's recent amendments to The Saskatchewan Farm Security Regulations introduce significant changes affecting agricultural lending and farmland ownership, including the elimination of the CPPIB exemption and clarified administrative penalties. These regulatory shifts require lenders and borrowers to reassess their compliance strategies, due diligence processes, and ownership structures to navigate the evolving framework governing farmland transactions in the province.

Le crédit privé peine à pénétrer le marché canadien dominé par les banques, mais des opportunités subsistent pour les prêteurs étrangers innovants.

Debtor in Possession (DIP) financing describes the funding obtained by an insolvent debtor while that debtor is restructuring its business.

The secured financing market in Canada is well-established, and qualified borrowers have several borrowing options available from banks and other financial institutions, as well as from private lenders.

This article looks at the recent decision in Integris Credit Union v. Mercedes-Benz Financial Services Canada Corporation, 2016 BCCA 231 and its implications for equipment financiers.

The CSA have published for comment proposed amendments to National Instrument 45-106 Prospectus and Registration Exemptions.

In 2013, we provided an overview of the process for registering security interests over railcars or rolling stock in Canada.

Jonathan Fleisher was one of four expert participants in a roundtable held by Equipment Finance Advisor regarding the recent trend of expansion into Canada by numerous U.S.-based independent equipment finance companies and bank-owned leasing companies.