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UK
Osborne Clarke
Treasury Committee highlights levels of SME bank account closures by major banks | FCA's key findings of review of claims management companies carrying...
Osborne Clarke
The UK Financial Conduct Authority (FCA) announced in January that it will investigate the historical use of discretionary commission arrangements (DCAs) in the motor finance industry.
Osborne Clarke
In February our Future of Financial Services week of events returns, consisting of a mix of in-person sessions in our London office (including a regulatory-themed day and fundraising-related day) and webinars...
Osborne Clarke
The Financial Conduct Authority (FCA) published its Credit Information Market Study final report on 3 December 2023, following its interim report and discussion paper...
Forsters
Limitation periods reflect the uncontroversial principle that a defendant should not be exposed to a claim which the claimant has unreasonably delayed in pursuing.
Cadwalader, Wickersham & Taft LLP
In June of this year, the UK's Financial Conduct Authority ("FCA") introduced rules to allow mortgage lenders to more easily vary contracts in order to allow...
Old Mill
There are two fundamental goals at the heart of improving your cash flow: controlling your expenditure and regulating your income. To that end, here are 12 clever tactics and useful services that can help smooth out peaks and troughs.
Gowling WLG
The Financial Conduct Authority's (FCA's) new Consumer Duty comes into force for all open products and services on 31 July 2023.
Herbert Smith Freehills
The FCA has released its Business Plan 2023/24; the plan covers the second year in the FCA's three-year Strategy. This is one document among the annual publications issued by the regulator...
Lanyon Bowdler
In 2023, many businesses will be looking to reduce their outgoing costs in order to manage the mounting challenges that have presented themselves over the last three years.
Gatehouse Chambers
The recent case of Goldhill Finance Limited v Smyth [2023] EWHC 362 provides a warning of the importance of raising issues early and accurately in pleadings and highlights an underused defence to claims...
Norton Rose Fulbright
HMT have confirmed that this new regulatory framework will cover BNPL or STIFC agreements that are offered by third party lenders only.
Norton Rose Fulbright
In this podcast, Matthew Gregory and Simon Lovegrove discuss HM Treasury's final consultation on the proposed legislative changes ...
Gatehouse Chambers
Payment Protection Insurance (PPI) is an insurance product that enables repayment of credit if the borrower is unable to service the debt due to a change in circumstances...
Appleby
On 9 December 2022, the UK Chancellor of the Exchequer announced a package of reforms to the UK financial services sector, known as the "Edinburgh Reforms".
Birketts
The biggest regulatory development in 2023 for many will be the new FCA ‘Consumer Duty'.
Weightmans
Jacqui Bickerton and Emmett Boyce investigate an often overlooked but increasingly important aspect of the digitisation of the courts...
Deka Chambers
On 31st December 2020, the UK-EU transition period ended. This meant that the recast Brussels Convention ceased to apply.
European Union
Akin Gump Strauss Hauer & Feld LLP
A new European Union (EU) Directive on Credit Servicers and Credit Purchasers (the Directive)1 requires investors who acquire, manage, or sell non-performing loans (NPLs)...
Herbert Smith Freehills
In this regular update, we round-up FinTech-related financial services regulatory developments for the week ending 2 December 2022.
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