United States: Insurance

Insurance law is, at its core, a law of relationships. Whether land-based or maritime, every policy rests on an expectation of honesty, transparency, and fairness.

The Superior Court of Delaware, applying Delaware law, has held that a federal civil investigative demand issued by the Department of Justice qualified as a "Claim" under a managed care errors and omissions policy, rather than a "Governmental Investigation."

When disaster strikes, the difference between a smooth recovery and a drawn-out claims process often comes down to how effectively an organization manages its insurance claim.