Germany: Insurance Laws and Products

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Article
Insurance Union’s Missing Third Pillar: Can The EU Passport Insurance Without Passporting Policyholder Protection?
The European Union has extensively Europeanized the insurance single market through frameworks like Solvency II and the new IRRD, yet policyholder protection in insolvency cases remains largely national. EIOPA's final recommendation on minimum standards for Insurance Guarantee Schemes raises a critical question: can Europe continue to allow cross-border insurance passporting without greater harmonization of policyholder protection?
European Union Insurance
PL
PwC Legal Germany
Article
UPC: Security For Costs Not Required Where Claimant Is Backed By Appropriate Litigation Insurance
The UPC Court of Appeal has overturned a €2 million security for costs order, finding that a claimant's litigation insurance with anti-avoidance endorsement provides sufficient protection against unenforceability of adverse costs orders. This landmark decision addresses whether appropriate litigation insurance can substitute for traditional security mechanisms and signals that courts must properly consider such policies when assessing security applications.
Germany Litigation
MC
Marks & Clerk
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