Mondaq USA: Consumer Protection > Consumer Credit
Seyfarth Shaw LLP
The Fair Credit Reporting Act ("FCRA") contains an entire section devoted to the time periods for which certain information may be included in a background check report.
Littler Mendelson
On April 15, 2019, a California Court of Appeal affirmed summary judgment for the employer in an action alleging class-wide violations of the hyper-technical provisions of the federal Fair Credit Reporting Act (FCRA).
Frankfurt Kurnit Klein & Selz
A lawsuit in the Northern District of Illinois between credit score companies, Fair Isaac Corporation v. Trans Union, includes a short but interesting discussion about puffery.
Mayer Brown
The Federal Housing Administration ("FHA") is updating its Technology Open to Approved Lenders ("TOTAL") Mortgage Scorecard in an effort to address excessive risk layering where, for example,
Fenwick & West LLP
The U.S. Court of Appeals for the Third Circuit added its voice to the chorus of circuit courts of appeal that have held that alleged procedural violations of the FACTA, such as the inclusion of a credit card's...
Frankfurt Kurnit Klein & Selz
Following from the settlement of this action in 2017, the FTC has just announced that it is mailing nearly $2 million in checks to Pittsburgh area consumers ...
Lewis Brisbois Bisgaard & Smith LLP
Orange County, Ca (February 19) – The Ninth Circuit Court of Appeals recently held in Gilberg v. Cal. Check Cashing Stores, LLC that employers are required to use two separate, standalone
Hunton Andrews Kurth LLP
If your background check forms include too much information about rights under state law, or even grammatical errors, you might be in trouble according to the Ninth Circuit.
Foley & Lardner
The CICRAA has similar requirements.
Jones Day
The court held that combining FCRA and state disclosures into one notice violates the FCRA and the CICRAA.
Mintz
Employers must provide applicants and employees with separate federal and state Fair Credit Reporting Act (FCRA) disclosure forms, said the 9th Circuit in an important decision released last week.
Morrison & Foerster LLP
On January 31, 2019, the Consumer Financial Protection Bureau (CFPB or Bureau) published a Request for Information (2019 RFI) ...
Seyfarth Shaw LLP
As part of an evolving trend of narrowly interpreting the FCRA's "standalone" disclosure and "clear and conspicuous" disclosure requirements.
Littler Mendelson
Almost two years ago to the day, the U.S. Court of Appeals for the Ninth Circuit became the first appellate court to rule on the lawfulness of a liability waiver in a Fair Credit Reporting Act ...
Cooley LLP
The federal Fair Credit Reporting Act protects the rights of employment candidates and employees when the employer seeks a consumer report, commonly known as a background check, conducted by a third-party investigator.
Lewis Brisbois Bisgaard & Smith LLP
The changes go into effect on April 10, 2019.
Jones Day
As of April 10, 2019, Massachusetts will implement an amended data breach law, Mass. Gen. L. 93H, initially introduced as a response to the Equifax data breach.
BakerHostetler
On Jan. 1, 2019, a new Vermont law intended to protect consumers by imposing new requirements on "data brokers," companies that aggregate and sell consumer information, and credit reporting agencies took effect.
Frankfurt Kurnit Klein & Selz
Sometimes a model is just a model. To paraphrase David Ogilvy, "the consumer is not an idiot; he or she is your significant other."
Cadwalader, Wickersham & Taft LLP
On November 30, 2018, the Administrator of the Colorado Uniform Consumer Credit Code (the "Administrator") took Colorado's longstanding litigation against marketplace lenders Avant
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Seyfarth Shaw LLP
The Fair Credit Reporting Act ("FCRA") contains an entire section devoted to the time periods for which certain information may be included in a background check report.
Troutman Sanders LLP
On November 16, the United States District Court for the Southern District of California granted final approval of a $1.2 million Fair Credit Reporting Act class action settlement against Petco Animal Supplies, Inc.
Jones Day
As of April 10, 2019, Massachusetts will implement an amended data breach law, Mass. Gen. L. 93H, initially introduced as a response to the Equifax data breach.
Littler Mendelson
On April 15, 2019, a California Court of Appeal affirmed summary judgment for the employer in an action alleging class-wide violations of the hyper-technical provisions of the federal Fair Credit Reporting Act (FCRA).
Seyfarth Shaw LLP
As part of an evolving trend of narrowly interpreting the FCRA's "standalone" disclosure and "clear and conspicuous" disclosure requirements.
Kramer Levin Naftalis & Frankel LLP
As regulators in Europe and elsewhere have done, U.S. banking regulators have introduced new regulations designed to facilitate the resolution of a global systemically important bank (GSIB).
Lewis Brisbois Bisgaard & Smith LLP
The changes go into effect on April 10, 2019.
Cadwalader, Wickersham & Taft LLP
Cadwalader attorneys described the implications to the structured finance industry of an enforcement action brought by the Consumer Financial Protection Bureau against the National Collegiate Student Loan Trusts.
Lewis Brisbois Bisgaard & Smith LLP
Under the recent amendments to the Fair Credit Reporting Act (FCRA) passed by Congress, as of September 21, 2018, consumer credit reporting agencies can no longer charge fees for consumers to place or lift credit freezes on their credit file.
Lewis Brisbois Bisgaard & Smith LLP
Orange County, Ca (February 19) – The Ninth Circuit Court of Appeals recently held in Gilberg v. Cal. Check Cashing Stores, LLC that employers are required to use two separate, standalone
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