In the Netherlands chapter of the 7th edition of The Banking
Regulation Review, Mariken van Loopik and Maurits ter Haar comment
on the present regulation regime applicable to banks in the
Netherlands. They conclude that despite the modest economic
recovery and the strengthening by banks of their balance sheets
over recent years, the sentiment remains cautious. This is ascribed
to uncertainty over the level of non-performing loans, the slowdown
in global growth, the impact of financial technology, the low or
negative interest rate environment and new regulatory burdens.
Although the main elements are in place, reform of the banking
sector is ongoing. In particular the Basel Committee's ongoing
'Basel IV' revisions of the standardised and internal
approaches to risk-weighting, including the standardised approach
to credit and market risks and the introduction of new capital
floors, are resulting in a high degree of uncertainty in the
sector. Other ongoing uncertainties include a number of elements of
the bank recovery and resolution framework which are still subject
to further development and implementation, in particular the
setting of the minimum requirement for own funds and eligible
liabilities (MREL), and the finalisation under Basel III and the
Capital Requirements Directive and Regulation (CRD IV/CRR) of the
calibration of the minimum leverage ratio and net stable funding
Despite these uncertainties, the post-crisis regulatory reform
agenda for the banking sector is slowly nearing completion. Indeed,
in the past year the first signs of 'regulatory easing' and
stocktaking could be seen, most notably in the form of the
announced set of proposals under the Capital Markets Union and the
Commission's call for evidence on the consistency and coherence
of the financial legislation adopted in response to the financial
This seventh edition of The Banking Regulation Review contains
contributions by authors covering 39 jurisdictions, as well as
chapters on international initiatives and developments at the level
of the European Union.
With effect from 18 April Jersey is introducing a new regime in respect of private funds - simplifying the regulatory regime, and extending the benefits of flexibility and speed across Jersey's private funds space.
The English Court of Appeal has recently re-affirmed, in National Infrastructure Development Co Ltd v Banco Santander...
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