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The Affordable Care Act enables the establishment of Health Benefit Exchanges of several types, including (i) State-based, (ii) State-Federal partnerships and (iii) Federally Facilitated Exchanges.
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The Affordable Care Act enables the establishment of Health
Benefit Exchanges of several types, including (i) State-based, (ii)
State-Federal partnerships and (iii) Federally Facilitated
Exchanges.1 The purpose of the Exchanges is to, among
other things, "provide competitive marketplaces for
individuals and small employers to directly compare available
private health insurance on the basis of price, quality and other
factors.2
In theory, the information provided by the exchanges will
"give small businesses the same purchasing clout as larger
businesses."3 Those goals are laudable and hard to
quarrel with--anyone who has tried to buy individual health
insurance knows that the available information on comparability of
insurance plans is at best insufficient and at worst opaque.
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