With Leonard Chanin, Donald Lampe, Ryan Rogers
On November 12, 2013, the Consumer Financial Protection Bureau ("CFPB" or "Bureau") published an advance notice of proposed rulemaking ("ANPR") in the Federal Register seeking information from the public about the operations, disclosures and practices used by debt collectors as well as creditors selling and collecting on their own consumer debts.two guidance bulletins ("July 2013 Bulletins") that address debt collection practices.