With Stephen Baker, Nolan Tully, Katherine Villanueva
Plaintiffs Windsor Property and Surety, LLC and WCM Direct, LLC filed an action against Defendants Richard William Provencio, Carmen Valdavino Provencio; Dean Lichter; Jerry Ricketts; and All Insurance Marketing Financial, Inc., arising from an alleged fraudulent life settlement scheme established by the Provencios. According the complaint, the Provencios created an "elaborate web of sham-companies" that Defendants portrayed to investors as a "legitimate life settlement business."