"A budget is telling your money where to go instead of wondering where it went." – Dave Ramsey
2015 is set to be a challenging year for government at all levels... but the good news is that the most impactful changes do not require money – what they require is common sense and a political will.
Nigeria must be prudent with spending and be realistic with revenue expectation especially the oil price benchmark. Like George Washington once said, "we must consult our means rather than our wishes."
Read my article on the budget in today's Guardian Newspaper pg 55 or download a copy below.
Also available for download is our Budget Bulletin released in December 2014.
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