CIRC Issues Notice Demanding Life Insurers Tighten Management Of Sales Operations (Chinese)

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保监会发文要求加强人身险公司销售管理工作
China Insurance

保监会发文要求加强人身险公司销售管理工作

中国保险监督管理委员会 (监会)于2017年5月19日发布了《关于进一步加强人身保险公司销售管理工作的通知》(以下简称《 通知》),《通知》主要内容包括:

1. 规自

《通知》要求各人身险公司应当自通知之日起,对其2016年以来保险销售管理的合规情况从产品管理、信息披露、销售宣传等环节进行自查。

保监会在通知中点名了捏造散布"返还型健康险被叫停"、"部分重大疾病将列为免责病种"等虚假宣传行为。

各人身险公司应当于2017年6月30日前将合规自查的结果以及相关的整改与责任追究情况报告保监会。 

2. 处罚措

保监会在《通知》中明确,对于从事了包括 (1)保险业务相关的法律、法规、政策作虚假宣传; (2)以保险产品即将停售为由进行宣传销售; (3)未经客户同意擅自签订或变更保险合同等9类违规销售行为的人身险公司,保监会可能处以停止接收新业务3-12个月的处罚。

3. 问责制

《通知》要求各人身险公司针对违法销售行为建立内部问责制度。

CIRC Issues Notice Demanding Life Insurers Tighten Management Of Sales Operations (Chinese)

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