Finance Law and Banking Law

The European Commission has published its first report on Directive (EU) 2019/1153, mapping the evolving framework for law-enforcement access to financial intelligence across the EU. While the report defers decisions on expanding data access, it signals a shift toward faster, more standardized cross-border information sharing through interconnected account registers and structured transaction formats. Financial institutions face mounting pressure to ensure their data governance, production capabilities, and

The European Commission has released its first report on the use of financial information by law enforcement authorities, nearly two years behind schedule. While creating no immediate new obligations for financial institutions, the report clearly signals a future direction: networked account registers, standardized transaction data, and faster cross-border inquiries. As data architecture becomes increasingly integrated while the legal framework remains fragmented, financial institutions must understand the

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Ireland launches its ambitious 2026-2030 financial services strategy, outlining 31 key actions and 36 performance indicators designed to strengthen the country's position as a global international financial services centre. The strategy focuses on maintaining competitiveness, scaling capacity, leveraging digital transformation, and developing stronger links with domestic businesses across aviation finance, insurance, banking, and capital markets sectors.

The European Commission has proposed significant amendments to the EU's securitisation framework, aiming to remove barriers in the market while maintaining investor protections. With the Council and Parliament having finalized their positions, trilogue negotiations are now underway under Ireland's EU Presidency, testing the balance between market liberalization and regulatory safeguards.

Andrew Caruana Scicluna hosts Riccardo Conti of Fume and Stephen Gauci Baluci of CC Fund Services Limited to examine whether fund tokenisation delivers on its promises of liquidity and efficiency, or simply redistributes existing risks. The discussion explores how atomic settlement, fractional ownership, and smart contracts may reshape the roles of transfer agents, fund administrators, and settlement teams in daily operations.

Ireland launches its ambitious 2026-2030 financial services strategy, outlining 31 key actions and 36 performance indicators designed to strengthen the country's position as a global international financial services centre. The strategy focuses on maintaining competitiveness, scaling capacity, leveraging digital transformation, and developing stronger links with domestic businesses across aviation finance, insurance, banking, and capital markets sectors.

Over the years, Malta has established itself not only as one of Europe’s leading yacht registries, but also as a sophisticated jurisdiction for yacht financing and security structures.

From January 2027, non-EU credit institutions providing core banking services to Irish aviation borrowers must navigate new Article 21c requirements under CRD VI. This guidance examines transaction-level analysis...

Non-resident property owners in Cyprus can complete sales remotely through proper legal representation, but success depends on coordinating title verification, mortgage releases, tax clearances, and completion documents before contractual commitments are made. What specific steps must sellers living abroad take to ensure their Cyprus property transaction proceeds smoothly without requiring their physical presence at every stage?

Syndicated financing allows borrowers to access capital beyond what a single lender can provide by distributing risk across multiple parties. In the Netherlands, a parallel debt mechanism addresses legal uncertainties around security interests, enabling a security agent to hold collateral on behalf of all lenders while maintaining clear enforcement rights.

Purchasing immovable property in Cyprus involves considerably more than transferring ownership from seller to buyer. Rights and obligations affecting the property may already exist and, in certain circumstances, continue to bind it even after the transaction has been completed. Among the most significant issues encountered during property transactions are encumbrances registered against the property—mortgages, court memos, prohibitions, easements and other registrable interests that may affect a prope