Insurance Law and Insurance Regulation

As businesses face an evolving risk landscape, captive insurance is emerging as a mainstream solution for corporate risk management. Guernsey's century-plus experience in captive insurance...

The UK's Financial Conduct Authority and Prudential Regulation Authority have unveiled Stage 1 of a new tailored regulatory framework for insurance captives, designed to be proportionate, competitive, and reflective of captives' lower risk profiles. With consultations closing in October 2026 and implementation targeted for mid-2027, the regime promises streamlined authorisation, bespoke capital requirements, and simplified supervision—but will it be enough to compete with established offshore jurisdic

The latest natural catastrophe data from 2025 should prompt insurers to ask an uncomfortable question: are current underwriting frameworks, modelling tools and coverage structures fit for a risk environment that looks materially different from the one they were designed for?

When can insurers' claims handlers' correspondence and documents be disclosed in English arbitration or court proceedings? This article examines the boundaries of Legal Professional Privilege and explores the circumstances under which materials produced by P&I Club and H&M claims handlers may be subject to disclosure obligations, even when the insurer is not a party to the proceedings.

National law firm Slater and Gordon reveals that over 4,000 monthly internet searches focus on holiday accident claims and compensation, reflecting growing concerns among UK travellers about injuries sustained abroad. The research explores what rights holidaymakers have when accidents occur overseas and examines the practical steps travellers should take to protect themselves both before departure and after an incident.

In a landmark High Court ruling, two former Petrofac directors facing bribery charges have secured the right to continue receiving defence cost coverage from their insurers under a Directors and Officers policy. The decision addresses fundamental questions about when insurers can avoid policies based on alleged fraud and establishes important precedents for executive protection during criminal proceedings.