The parents of a baby girl successfully sued the girl's
grandmother for dropping her, an incident that caused the baby
severe head injuries.
A son sued his father after he lost the tip of a finger
unloading a boat from a trailer when he was operating under his
A girl chasing her girlfriend at school ran into a glass door
the girlfriend had slammed shut in front her. She was injured and
sued her girlfriend.
Household and contents insurance usually covers injury
In the cases listed above, the injured person wasn't suing
the family member, but the insurance company. Most household and
content insurance policies provide insurance cover if you
negligently injure someone anywhere within Australia.
Suing someone in your own family or a close friend doesn't
necessarily mean there are any bad feelings. Family members are not
necessarily at war or even upset with each other. If someone is
injured due to the negligence of others and they are covered by an
insurance policy, then the injured person is entitled to make a
claim, and should do so to recover some of the costs of medical
treatment from the insurance company.
After all, we pay the insurance premiums to protect us from
loss, not to make the insurance company rich. The cost of medical
treatment can be very high. Furthermore, the injured person may be
off work for some time and might be able to claim for loss of
The law regarding injury compensation has had many changes in
recent years, so it is important to consult an expert in
compensation law if you are injured at home, at work or in a public
place, because you might have the right to financial help to meet
Most personal injury cases settled in mediation
Most of the time the insurance claims won't get to court or
into long and costly legal battles, because they are settled out of
court in a mediation process. The insurance companies usually fight
hard not to have to pay compensation, so it is important to have
someone on your side who knows the ins and outs of the legal
For instance, normally family members who reside with you are
not covered by the policy if they themselves are injured. But if
they are outside the family home then they might be eligible.
2016 was an important year for the development of class action jurisprudence in Australia. The year brought at least 25 new class action lawsuits and substantial settlements that will impact litigation moving forward.
Considering costs issues early in the process of seeking injunctive relief can facilitate more efficient recovery.
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