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The 21st Century ROAD to Housing Act introduces new restrictions on large institutional investor purchases of single-family homes while preserving significant investment pathways through 11 excepted purchase categories. This comprehensive analysis examines how investors can continue expanding portfolios through build-to-rent, renovate-to-rent, and homeownership programs without divestment requirements.

The 21st Century ROAD to Housing Act represents the most significant federal housing legislation in three decades, combining comprehensive provisions to address affordable housing supply through regulatory relief for community banks, increased investment caps, and reforms to FHA lending standards. What implications will this landmark bipartisan legislation have for mortgage lenders, institutional investors, and the future of affordable housing in America?

The Virginia Human Rights Act expanded its workplace protections on July 1, 2026, now covering many employees previously left unprotected. The updates to the VHRA — including adjusted criteria for an employer to be subject to the law and an extended deadline to file a claim — is a game changer, especially for employees experiencing age discrimination. They now have less hoops to jump through to be able to seek justice. But what are the warning signs for age discrimination in the workplace?