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"Your First Home" Equity Loan Scheme For First-time Buyers
The UK Government has unveiled a new equity loan scheme enabling first-time buyers to purchase new-build homes with just a 2.5% deposit, with the Government providing an additional 20% loan. Market reaction has been swift, with housebuilder shares surging over 10% and the construction sector responding positively, though questions remain about developer contributions, eligibility caps, and whether the scheme can replicate the success of its Help to Buy predecessor in today's higher interest rate environment
United Kingdom Real Estate
M
Macfarlanes LLP
Article
Beyond Senior Debt: Key Takeaways From Our Alternative Private Capital Seminar
Private capital is reshaping real estate financing beyond traditional senior debt, with operational real estate at the center of this transformation. As interest rates remain elevated and traditional lenders retreat, alternative capital providers are filling the funding gap with flexible structures and creative solutions. The shift requires lenders to underwrite not just buildings, but the businesses that operate within them, fundamentally changing how distress is managed and value is realized.
United Kingdom Finance
M
Macfarlanes LLP
Article
UK Government Publishes Details Of Trade Union Rights Of Access To Workplaces
The Employment Rights Act 2025 introduces a groundbreaking statutory right enabling trade unions to access workplaces—both physically and digitally—for organizing, recruiting, and collective bargaining purposes. With implementation set for October 2026, unions will be able to request access without demonstrating existing membership levels, while employers face tight response deadlines and potential penalties up to £500,000 for non-compliance.
United Kingdom Employment
L-
Littler - Canada
Article
UK Employment Appeal Tribunal Confirms Market Forces Can Justify Equal Pay Differences
The Employment Appeal Tribunal has issued crucial guidance on when market forces and recruitment pressures can justify pay disparities between employees performing equal work. In Next Retail Ltd v Thandi, the EAT clarified the boundaries of the material factor defence in equal pay claims, examining when operational requirements and distinct labour markets may legitimately support different pay rates.
United Kingdom Employment
L-
Littler - Canada
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