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Finance law and banking law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as capital adequacy, BASEL, acquisition finance, debt capital markets, fund finance, islamic finance, securitization and structured finance.

Mortgage Banking Update - March 5, 2026

March 5 – Read the newsletter below for the latest Mortgage Banking and Consumer Finance industry news, written by Ballard Spahr attorneys.

United States Finance

BS

Ballard Spahr LLP

Unveiling The Homebuyers Privacy Protection Act: Safeguarding Consumer Data In Mortgage Transactions

New Homebuyers Privacy Protection Act ending abusive use of mortgage credit trigger leads takes effect March 4, 2026

United States Privacy

LB

Lewis Brisbois Bisgaard & Smith LLP

Vice Chair Bowman Talks Tailoring

Vice Chair Bowman tied together three threads that have appeared across her prior speeches — tailoring, transparency, and pragmatism — and translated them into near-term supervisory and capital priorities.

United States Finance

CW

Cadwalader, Wickersham & Taft LLP

Commonhold Reform: What The Draft Bill Tells Us

The Government's Commonhold and Leasehold Reform Bill has now been published in draft, following the Commonhold White Paper...

United States Real Estate

WB

Womble Bond Dickinson

Florida District Court Upholds CFPB's Residential PACE Rule

United States Finance

SM

Sheppard, Mullin, Richter & Hampton LLP

FINRA Triples Long-Standing Annual Gift Limit

United States Finance

HK

Holland & Knight

NAIC Working Group Discusses Potential Changes To Life Risk-Based Capital Factors For Certain Asset Classes

United States Insurance

MB

Mayer Brown

Court Of Appeal Confirms Transferee Lender May Maintain Inherited SVR And Clarifies Limits Of CCA Unfair Relationship Remedies For Regulated Mortgages

United States Finance

KL

Herbert Smith Freehills Kramer LLP

Supreme Court Of Ohio Concludes That Mortgage Borrowers Do Not Need To Suffer Actual Harm To Recover Monetary Damages If Lender Fails To Timely Record Mortgage Release

United States Litigation

CH

Calfee Halter & Griswold

Mortgage Banking Update - February 19, 2026

United States Finance

BS

Ballard Spahr LLP

New York State Department Of Financial Services Adopts Regulations Implementing The Community Reinvestment Act Covering Mortgage Bankers

United States Finance

MB

Mayer Brown

Low Rates, High Risk: Mortgage Buydowns And A Coming Wave Of AG Enforcement

United States Finance

B

Benesch Friedlander Coplan & Aronoff LLP

Getting Legal Architecture Right On Luxury Mixed-use

United States Real Estate

MB

Mayer Brown

CREF Roundup | Week 6, 2026

United States Real Estate

FB

FBT Gibbons

401(k) And IRA Contribution Limits For 2026: Retirement Savings, Adjustments For Inflation, And SECURE 2.0 Changes American Taxpayers Must Know About

United States Tax

RS

Rotfleisch & Samulovitch P.C.

Federal Government Continues Anti-Fraud Enforcement In The Sports Industry And Signals Desire To Work Cooperatively With Organizations Under Investigation

United States Criminal

SJ

Steptoe LLP

Congress Proposes Major Overhaul Of WARN: What Employers Need To Know About The Fair Warning Act

United States Employment

PR

Proskauer Rose LLP

Mediator-and Arbitrator-Retained Experts In Construction Or Business Disputes

United States Litigation

J

JAMS

Minimizing Construction Delays In Domestic And International Arbitration

United States Litigation

J

JAMS

Mortgage Banking Update - February 5, 2026

February 5 – Read the newsletter below for the latest Mortgage Banking and Consumer Finance industry news, written by Ballard Spahr attorneys.

United States Finance

BS

Ballard Spahr LLP

HUD Revised Foreclosure Bidding Process For FHA Loans

The U.S. Department of Housing and Urban Development (HUD) recently revised the requirements for bidding at a foreclosure sale and for utilizing Claims Without Conveyance of Title (CWCOT)...

United States Finance

BS

Ballard Spahr LLP

Inside Year One: Finance Developments Under A New Administration

A year into President Trump's second term, policy signals from Washington are increasingly influencing capital allocation, underwriting assumptions, and sector-level opportunity.

United States Finance

BS

Ballard Spahr LLP

DFPI Orders Mortgage Lender To Pay $160,000 For Alleged Unlicensed Mortgage Loan Originator Activity

On December 31, the DFPI entered into a consent order with a residential mortgage lender to resolve allegations of unlicensed mortgage loan origination activity under the California Financing Law...

United States Finance

SM

Sheppard, Mullin, Richter & Hampton LLP

Supreme Court Hears Arguments Regarding President Trump's Attempt To Remove Lisa Cook From The Fed Board Of Governors

United States Litigation

BS

Ballard Spahr LLP

Can You Convert A Conventional Loan To An FHA Loan After The Contract Is Signed?

United States Real Estate

MA

Minchella & Associates

Mortgage Banking Update - January 23, 2026

United States Finance

BS

Ballard Spahr LLP

New Statutory Accounting Guidance Permits "Look-Through" Treatment For Residential Mortgage Loans Held By Insurers In Qualifying Statutory Trusts

United States Finance

MB

Mayer Brown

New York Finalizes CRA-Style "Equitable Access" Rules For Mortgage Bankers

United States Finance

SM

Sheppard, Mullin, Richter & Hampton LLP

AGs' Interest In Capital One Savings Pays Off For Consumers

United States Finance

CO

Cozen O'Connor

US NAIC Fall 2025 National Meeting Highlights: Investment-Related Highlights

United States Insurance

MB

Mayer Brown

Mortgage Banking Update - January 8, 2026

United States Finance

BS

Ballard Spahr LLP

CFPB Adjusts HPML Asset Exemption Threshold

United States Finance

BS

Ballard Spahr LLP

Ohio Walks Back Prior Small Loan Act Guidance, Eases Licensing Position For Bank Partnerships

United States Finance

MB

Mayer Brown

US NAIC Fall 2025 National Meeting Highlights: Investment-Related Highlights

This update reports on selected investment-related topics from the NAIC's Fall National Meeting, December 8-11, 2025, as well as a number of interim developments that took place between the NAIC's Summer...

United States Insurance

MB

Mayer Brown

Mortgage Banking Update - January 8, 2026

January 8 – Read the newsletter below for the latest Mortgage Banking and Consumer Finance industry news, written by Ballard Spahr attorneys.

United States Finance

BS

Ballard Spahr LLP

CFPB Adjusts HPML Asset Exemption Threshold

The CFPB recently issued a final rule increasing the asset exemption threshold for the Truth in Lending Act (TILA) requirement to maintain an escrow account for a higher-priced mortgage loan (HPML).

United States Finance

BS

Ballard Spahr LLP

Ohio Walks Back Prior Small Loan Act Guidance, Eases Licensing Position For Bank Partnerships

Around Christmas 2024, the Ohio Division of Financial Institutions ("DFI") left a lump of coal in marketplace consumer lenders' proverbial stockings by issuing guidance that asserted a license...

United States Finance

MB

Mayer Brown

Ohio Walks Back Prior Small Loan Act Guidance, Eases Licensing Position For Bank Partnerships

United States Finance

MB

Mayer Brown

Today's Podcast Episode: The CFPB's Most Ambitious Regulatory Agenda Ever – Part 2

Today's episode features Part 2 of our November 4 webinar, "The CFPB's Most Ambitious Regulatory Agenda Ever." (Part 1 of this series was released on December 18.

United States Finance

BS

Ballard Spahr LLP

Cheat Sheet—FCA's New Targeted Support Regime—other Frequently Asked Questions (FAQs)

This will not be permitted at the outset but the Treasury will review the position in due course.

United States Consumer

AO

A&O Shearman

Mortgage Banking Update - December 18, 2025

December 18 – Read the newsletter below for the latest Mortgage Banking and Consumer Finance industry news, written by Ballard Spahr attorneys. In this issue, our lawyers discuss H-1B and H-4 visa appointment disruptions...

United States Finance

BS

Ballard Spahr LLP

HUD Recently Announced The 2026 Loan Limits For FHA Forward Mortgages And HECMs

The U.S. Department of Housing and Urban Development (HUD) recently announced the 2026 loan limits for FHA insured forward mortgage loans and FHA...

United States Finance

BS

Ballard Spahr LLP

Four Pillars Of Remedies For The Mortgage Loan In Default

United States Real Estate

SM

Sheppard, Mullin, Richter & Hampton LLP

New York's Highest Court Says FAPA Applies Retroactively

United States Finance

GP

Goodwin Procter LLP

All's Well That Ends Well: The CFTC Amends Its Wells Notice Process And Other Rules Of Practice For The Better

United States Finance

KM

Katten Muchin Rosenman LLP

Crystallex Sale Approved And Lone Star Funds V. Republic Of Korea – ICSID Annulment Highlights Due Process In Investor-State Arbitration

United States Litigation

SJ

Steptoe LLP

New York Court Of Appeals Finds Foreclosure Abuse Prevention Act Constitutional Under Due Process

United States Litigation

GT

Greenberg Traurig, LLP

OFAC Announces $4.7 Million Penalty On Real Estate Investor For Dealing In Blocked Property Linked To Russian Oligarch

United States Real Estate

MB

Mayer Brown

CFPB Proposes Narrowing ECOA Regulations

United States Finance

MB

Mayer Brown

FHFA Announces 2026 Conforming Mortgage Loan Limits

United States Finance

BS

Ballard Spahr LLP

Anticipating Shutdown, CFPB Is Transferring Cases To DoJ

United States Finance

BS

Ballard Spahr LLP

Ninth Circuit Decision Underscores Preemption Limits, Spotlights State-Level Banking Risk

United States Finance

PL

Polsinelli LLP

Fair Lending Developments Under Trump 2.0 – Part 1 (Podcast)

United States Finance

BS

Ballard Spahr LLP

DFPI Orders Mortgage Lender To Pay $100,000 For Alleged Per Diem Interest And Recordkeeping Violations

United States Finance

SM

Sheppard, Mullin, Richter & Hampton LLP

Derivatives For REITs: Managing Risks And Rewards

United States Finance

GP

Goodwin Procter LLP

Private Credit 2026 Private Credit In Fund Finance: From Customer To Colleague

United States Finance

CW

Cadwalader, Wickersham & Taft LLP

Mortgage Banking Update - November 6, 2025

United States Finance

BS

Ballard Spahr LLP

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Latest Videos

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Consumer Credit In Focus—DP 25/2 Mortgage Rule Review: The Future Of The Mortgage Market (Podcast)

AO

A&O Shearman

Don't Sign Blindly: The Costly Contract Mistakes You Must Avoid (Video)

C

Crowley Law LLC

Dealology – Purchase Price & Post-Closing Liability Tax Factors (Video)

CL

Cooley LLP

No Foreclosure Summary Judgment Without Refuting "Notice and Opportunity to Cure" Defense: Remember to "Say it Ain't So"

FR

Fox Rothschild LLP

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