Insurance Law and Insurance Regulation

The State of Michigan has approved new laws requiring health insurance companies to cover the diagnosis and treatment of autism spectrum disorders (Public Acts 99 and 100 of 2012, enacted on April 18, 2012).

The State of Michigan has approved new laws requiring health insurance companies to cover the diagnosis and treatment of autism spectrum disorders (Public Acts 99 and 100 of 2012, enacted on April 18, 2012).

The U.S. District Court for the Northern District of California, in an opinion dated May 24, 2012, holds that Section 3 of the Defense of Marriage Act, which defines "marriage," is unconstitutional to the extent that it limits same-sex couples from participation in the long-term care insurance program maintained by the California Public Employees’ Retirement System.

While traditional investments struggle with single-digit returns, reinsurance sidecars are delivering up to 30%+ returns to institutional investors.

Broadly, the proposed reduction in reporting requirements will be welcome, especially for transactions classified as "private securitisations" (although the detail of such changes will not be available for some time).

U.S. life carriers engaging in "asset intensive reinsurance transactions" should consider new requirements for reporting and actuarial testing...

Washington recently became the third state in the nation—joining New York and New Jersey—to offer unemployment benefits to workers on strike or locked out by their employers.

The New Mexico Court of Appeals has held that cyber policy language affording coverage "for" a security breach was ambiguous and must be construed broadly to provide coverage for a breach of contract claim "because of," "resulting from," or "on account of" a security breach

As hurricane season kicks off, ensuring your company's insurance coverage can withstand the storm is more important than ever. Commercial property insurance policies contain numerous...