Worldwide: Insurance Laws and Products

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Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.
Article
The Regulatory Landscape Of Antarctic Cruising: What Operators Must Navigate
Antarctic expedition cruise operators navigate a complex web of international treaties, maritime regulations, and voluntary industry standards that govern operations in one of the world's most remote destinations. As tourism to Antarctica reaches record levels, understanding the interplay between the Antarctic Treaty System, IMO Polar Code, flag-state requirements, and IAATO guidelines becomes essential for compliance, liability management, and operational success.
United States International
HK
Holland & Knight
Article
Suit Alleges Anthem Withheld $30 Million In No Surprises Act Awards
PHI Health LLC has filed suit against Anthem, alleging that the insurer and health plans it administers have failed to pay about $30 million in final payment determinations issued under the No Surprises Act (NSA)’s independent dispute resolution (IDR) process. The suit, which PHI filed in an Indiana federal district court, seeks over $1.3 million in interest on the payments that Anthem is accused of withholding.
United States Healthcare
HB
Hall Benefits Law
Article
Beyond Bricks And Mortar: The Importance Of Insurance Provisions In Data Center Leases
Data centers are highly unique in a number of ways compared to other classes of commercial real estate. One way in which they strongly diverge from other assets is the amount of sheer dollar value inside the facility. Between server racks (new Vera Rubin NVIDIA racks are estimated to cost approximately $8 million each), sophisticated HVAC equipment, and thousands of miles of copper wire and cable, these facilities are essentially goldmines with incredible air conditioning.
United States Real Estate
TL
Torys LLP
Article
Michael C. Zisa And Phillip Boldt Co-Author D.C. Chapter Of “50-State Guide To Electronic Execution Of The General Agreement Of Indemnity”
Two attorneys from Peckarsky & Associates have co-authored a comprehensive 50-state guide examining how electronic execution affects sureties' rights under general agreements of indemnity. The guide analyzes critical jurisdictional differences in electronic signatures, remote online notarization, and powers of attorney that impact surety professionals' underwriting and claims decisions.
United States Real Estate
PA
Peckar & Abramson PC
Podcast
The CLO Chronicles — NAIC’s New Life RBC Factors Cross The Finish Line (Podcast)
The NAIC has spent four years overhauling capital requirements for life insurance companies' investments in collateralized loan obligations, introducing dramatic changes that will reshape how insurers allocate capital across their investment portfolios. These new rules, which account for credit spectrum positioning and tranche thickness for the first time, will force insurers to model significant impacts before year-end 2026 implementation.
United States Insurance
MB
Mayer Brown
Article
Contractual Liability Exclusion Must Be Assessed Against Each Cause Of Action Separately, Not Applied Wholesale Where Multiple Claims Are Pleaded In One Action
The Ninth Circuit Court of Appeals examined whether a directors' and officers' liability policy's contractual liability exclusion could bar coverage for an entire multi-count lawsuit, or whether each legally distinct cause of action—breach of contract, fraud, and quantum meruit—must be assessed separately against the exclusion's terms. The decision addresses the critical question of how insurers must apply policy exclusions when a single complaint pleads multiple claims arising from the same und
United States Insurance
AA
Adams & Adams
Article
Fifth Circuit Strikes Down Key Rules Governing The No Surprises Act
The Fifth Circuit's en banc ruling on the No Surprises Act challenges federal agencies' methodology for calculating provider reimbursement rates, specifically addressing the controversial inclusion of "ghost rates" and exclusion of bonus payments in determining the qualifying payment amount. This landmark decision will reshape how insurers calculate reimbursement rates for out-of-network claims and significantly impact negotiations between healthcare providers and insurance companies.
United States Healthcare
BT
Barnes & Thornburg LLP
Article
Liability Policies Listing Specific Wrongs: Cover Will Not Extend To A Related But Unlisted Delict
A U.S. District Court ruled that a commercial general liability insurer had no duty to defend its insureds against an abuse of process claim when the policy explicitly enumerated covered offenses including malicious prosecution but did not list abuse of process. The court determined that reasonable insureds would not expect coverage for unlisted offenses simply because they share legal similarities with enumerated ones.
United States Insurance
AA
Adams & Adams
Article
The ID-SMA Is No Longer A Concept — It Is A Robust Structure
The insurance-dedicated separately managed account market has reached a critical inflection point, moving from theoretical concept to scaled implementation for ultra-high-net-worth clients and family offices. As distribution channels expand across broker-dealers, independent RIAs, and major bank platforms, the competitive landscape is being reshaped by operational infrastructure and multi-channel accessibility rather than investment performance alone.
United States Wealth Mgt
KM
Katten Muchin Rosenman LLP
Curated
Managing Construction Risk Through Contracts, Insurance And Early ADR
Commercial and residential construction projects expose property owners and general contractors to significant risks arising from personal injury, property damage and construction defect claims. Contract documents can help allocate those risks to the responsible parties, while insurance can protect against losses that cannot be avoided or fully transferred. Common risk management tools include contractual indemnity, prevailing-party attorneys’ fees provisions, insurance requirements and early alternative dispute resolution (ADR) clauses.
United States Litigation
J
JAMS
Article
Insurance Industry Outlook: Brokerage Consolidation Drives Q2 M&A Activity
Ankura's insights hub showcases expertise across cybersecurity, joint ventures, life sciences transactions, and regulatory compliance. From industrial joint venture exposures to emerging malware threats and China pharma dealmaking, these analyses reveal critical risks and opportunities facing organizations today. How are hidden exposures and evolving threats reshaping strategic decision-making across industries?
United States Strategy
AC
Ankura Consulting Group LLC
Article
US Federal Court Orders Reformation Of CGL Policy To Restore Exclusion Mistakenly Omitted On Renewal: Implications For The Rectification Of Insurance Policies
A U.S. District Court granted reformation of a commercial general liability policy to restore an inadvertently omitted personal and advertising injury exclusion, finding clear evidence that both parties intended the exclusion to remain in place upon renewal. The decision examines when administrative errors in policy documentation can be corrected through equitable relief and what evidence suffices to establish mutual mistake.
United States Insurance
AA
Adams & Adams
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