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Sheppard Mullin Richter & Hampton
The amendment also repealed Hawaii's law on deferred deposits, which along with the installment lender licensing requirements are effective January 1, 2022.
Perkins Coie LLP
In 2020, the Consumer Financial Protection Bureau (CFPB) promulgated 12 C.F.R. § 1006.26, amending Regulation F, to implement and interpret the Fair Debt Collection Practices Act (FDCPA).
Shearman & Sterling LLP
The panel discussed various covenants, including builder baskets, debt provisions, equity cures and other key issues.
Cadwalader, Wickersham & Taft LLP
The CFPB charged a mortgage lender with using exaggerated and misleading home estimates to encourage customers to take out reverse mortgages.
Allen Matkins Leck Gamble Mallory & Natsis LLP
California had been one of 16 states that did not require licensing of debt collectors. That changed last year with the enactment of the Debt Collection Licensing Act. 2020 Cal. Stats. ch. 163 (SB 908).
Morrison & Foerster LLP
On September 29, 2021, the Consumer Financial Protection Bureau ("CFPB" or "Bureau") released its fifth biennial report on the consumer credit card market ("Report").
Cadwalader, Wickersham & Taft LLP
Here is a rundown of some of Cadwalader's recent work on behalf of our clients.
Cadwalader, Wickersham & Taft LLP
The question confounds many who encounter this unique and flexible financing alternative because it generally exhibits features of both debt and equity.
Foley & Lardner
The Federal Trade Commission issued a press release "that the defendants and their agents threatened consumers with arrest and imprisonment and tried to collect debts that consumers did not actually owe."
Shearman & Sterling LLP
Join our panel of Shearman & Sterling partners as they discuss large cap and direct lender perspectives from the unique position of having both borrower and lender side capabilities...
Arnold & Porter
The US Court of Appeals for the Second Circuit recently ruled in favor of a private student loan borrower and found that his loans were discharged without his meeting the undue hardship...
Cadwalader, Wickersham & Taft LLP
The Cabinet Regulatory Tracker is a list of comment deadlines, expiration dates and effective dates.
Proskauer Rose LLP
The COVID EIDL program is an "improved" version of the "regular" EIDL program that existed prior to (and will exist after) the pandemic.
Cozen O'Connor
Massachusetts AG Maura Healey reached a settlement with national debt collection company Transworld Systems, Inc. ("Transworld") to resolve allegations that it used unfair...
Herrick, Feinstein LLP
There is no question discharging student debt in bankruptcy is a hot political topic worthy of ABA attention.
Mound Cotton Wollan & Greengrass
Mound Cotton won summary judgment in favor of its client, Miller & Malone, P.C., in an action alleging violation of the Fair Debt Collection Practices Act.
Alston & Bird
A recent decision by the Supreme Court of New York suggests that current lender-on-lender violence through majority uptiering and covenant-stripping may not be without a remedy.
Mayer Brown
This practice note discusses reopenings of debt securities issuances. Companies frequently raise capital by issuing additional debt securities of the same series as debt securities outstanding...
Thompson Coburn LLP
Congress originally conceived the new Subchapter V to "streamline the bankruptcy process by which small business debtors reorganize and rehabilitate their financial affairs."
Mayer Brown
The European Union's recent passage of its Sustainability Financial Disclosure Regulation marks yet another milestone in the progression of environmental, social and governance matters...
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