Auto-enrolment will continue to be rolled out to all UK employers and their staff ('eligible jobholders') over the next few years.

The definition of eligible jobholders captures directors and other senior staff who have a contract of employment with the company.

Employers are required to automatically enrol all eligible jobholders into a workplace pension scheme. Once enrolled, eligible jobholders can then choose to opt out within one month if they do not want any contributions to be paid on their behalf.

Anyone with enhanced protection, fixed protection 2012 or fixed protection 2014, must be aware of protection being breached as a result of the employer complying with auto-enrolment duties.

If you fail to 'opt-out' in time, you will automatically lose what protection you have.

We have taken great care to ensure the accuracy of this newsletter. However, the newsletter is written in general terms and you are strongly recommended to seek specific advice before taking any action based on the information it contains. No responsibility can be taken for any loss arising from action taken or refrained from on the basis of this publication. © Smith & Williamson Holdings Limited 2014. code: 14/989 expiry: 28/02/15