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On 21 July 2021, the Central Bank of Ireland published its final report on its Differential Pricing Review with respect to both the private car and home insurance markets.
On 21 July 2021, the Central Bank of Ireland (the "Central
Bank") published its final report (the "Final
Report") on its Differential Pricing Review (the
"Review") with respect to both the private car and home
insurance markets. The three stage Review confirmed the Central
Bank's concern that differential pricing impacts negatively on
certain consumers and leads to outcomes which are inconsistent with
the Consumer Protection Code 2012 (the "Code"). In
response to these findings, the Central Bank makes a number of
proposals to address these impacts through increased requirements
to be effected by amendments to the Code.
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