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Dentons
The recent decision in Greenlands Trading Ltd & Another v. Girolama Pontearso [2019] EWHC 1282 (Ch) ...
Charles Russell Speechlys
At the end of last year, the FCA published a consultation paper and policy statement on its proposed reforms to the way banks charge for overdrafts.
Deloitte
On 4 July 2018, the Financial Conduct Authority (FCA) issued a Consultation Paper (FCA's CP 18/19), setting out its plans to introduce a new Directory.
Deloitte
The FCA has for a number of years voiced its concerns and expectations over consumer vulnerability.
Dentons
In this case, the High Court considered: (1) whether the claimant (the Bank) was estopped from exercising its right to demand repayment and enforce security over the Defendants' assets ...
Baker & McKenzie
Citizens Advice, a UK charity, raised concerns over automatic increases in credit card limits for individuals already struggling with debt.
Pinsent Masons LLP
The UK's Financial Conduct Authority (FCA) is to maintain a cap set on the interest and fees charged on high-cost short-term loans after a review concluded it had benefited consumers.
TLT Solicitors
FCA has published draft handbook rules and non-handbook guidance for consumer credit firms on managing the risks posed by incentives and remuneration.
Gowling WLG
There is no precise or universal test to determine an unfair relationship under s140A of the Consumer Credit Act 1974 (CCA).
Deloitte
Affordability of credit and the way firms assess this is a key focus area for the Financial Conduct Authority (FCA).
Deloitte
With the end of the final authorisation landing slots looming in early 2016, the majority of firms in the consumer credit market will have now submitted their applications for Financial Conduct Authority authorisation.
Deloitte
The FCA have now had a few months to start showing their presence in the consumer credit market and have done so through a number of thematic reviews, firm visits and surveys.
Deloitte
On 1 April 2014, the Financial Conduct Authority assumed responsibility for the regulation of consumer credit activities.
DMH Stallard
As always there have been a number of developments in the field of lending to consumers and micro-enterprises.
Deloitte
Banks have held many headlines in the news over the last few years, with consumer trust of the industry waning with every new article.
Bates Wells Braithwaite
A discussion on whether Amazon.co.uk has breached any consumer protection legislation.
Royds Solicitors
A discussion of the implications following the new ban on excessive payment surcharges.
Deloitte
The Deloitte Consumer Review series aims to provide an insightful and impartial view of selected consumer trends that we believe will have a significant impact on Consumer businesses.
DMH Stallard
The Finance and Leasing Association (FLA) has updated its Lending Code, replacing the 2006 version.
Eversheds LLP
The Government has recently proposed the Green Deal, a revolutionary programme to increase the energy efficiency of the UK's building stock.
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