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Cadwalader, Wickersham & Taft LLP
U.S. Representatives Rashida Tlaib (D-MI) introduced H.R. 3622 - Restoring Unfairly Impaired Credit and Protecting Consumers Act to amend the Fair Credit Reporting Act
Seyfarth Shaw LLP
In June 2016, Plaintiff Freshta Nayab discovered that a banking institution had made several inquiries on her Experian credit report.
Cadwalader, Wickersham & Taft LLP
In 2020, the protections of Regulations Z and M will apply to consumer credit transactions and consumer leases of $58,300 or less.
Morrison & Foerster LLP
As expected, California has enacted legislation imposing interest rate caps on larger consumer loans. The new law, AB 539, imposes other requirements relating to credit reporting
Mayer Brown
We expect market participants to use the data provided by the CFPB in the report as a benchmark for evaluating performance and regulatory trends for credit card programs.
Morrison & Foerster LLP
On August 27, 2019, the Consumer Financial Protection Bureau (CFPB or Bureau) released its fourth biennial report on the consumer credit card market (2019 Report or Report)
BakerHostetler
Vineyard Vines accused of including customer expiration date on receipt.
Cadwalader, Wickersham & Taft LLP
The FTC obtained injunctions against a corporation and it's CEO for, among other things, telemarketing violations concerning the National Do Not Call Registry.
Lewis Brisbois Bisgaard & Smith LLP
But the FCRA is, at least in some jurisdictions, not the only game in town
Cadwalader, Wickersham & Taft LLP
The FTC adoption of several rules that will require nationwide consumer reporting agencies ("CRAs") to provide a free electronic credit monitoring service to active-duty military consumers
Hogan Lovells
Amid widespread concern about student debt and calls for higher education institutions to put more "skin in the game," some have looked to income share agreements (ISAs) as part of the
Fenwick & West LLP
The U.S. Court of Appeals for the Third Circuit added its voice to the chorus of circuit courts of appeal that have held that alleged procedural violations of the FACTA, such as the inclusion of a credit card's...
Foley & Lardner
The CICRAA has similar requirements.
Morrison & Foerster LLP
On January 31, 2019, the Consumer Financial Protection Bureau (CFPB or Bureau) published a Request for Information (2019 RFI) ...
Seyfarth Shaw LLP
As part of an evolving trend of narrowly interpreting the FCRA's "standalone" disclosure and "clear and conspicuous" disclosure requirements.
Littler Mendelson
Almost two years ago to the day, the U.S. Court of Appeals for the Ninth Circuit became the first appellate court to rule on the lawfulness of a liability waiver in a Fair Credit Reporting Act ...
Cooley LLP
The federal Fair Credit Reporting Act protects the rights of employment candidates and employees when the employer seeks a consumer report, commonly known as a background check, conducted by a third-party investigator.
Lewis Brisbois Bisgaard & Smith LLP
The changes go into effect on April 10, 2019.
Hunton Andrews Kurth LLP
Employers failing to strictly comply with FCRA requirements in conducting background checks continue to face expensive consequences
Troutman Sanders LLP
On November 15, Senators Marco Rubio (R-Fla.) and John Kennedy (R-La.) announced the Small Business Credit Protection Act ...
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