What does it mean to call a fire "hostile"? This question has become increasingly important for insurance policyholders, such as those seeking coverage for fires and explosions following crude-by-rail or chemical-by-rail accidents.

When an explosion or fire event results in death, personal injuries or property damage, insurance companies may rely on a pollution exclusion. These exclusions may contain important exceptions, however, for "hostile fires"...

Read more at Railway Age...

This article is presented for informational purposes only and is not intended to constitute legal advice.