UK: MyPersonalFD - Managing Your Personal Financial Affairs

Last Updated: 15 November 2013
Article by Smith & Williamson

Imagine an environment where in-depth financial advice is available on tap; a place where all of your tax, financial planning and investment needs can be satisfied from a single, trusted source.

Welcome to MyPersonalFD, our extensive service for individuals seeking to actively manage their personal financial affairs.

Who can benefit from MyPersonalFD?

MyPersonalFD has been developed to satisfy the needs of business owners, executives and professionals with insufficient time to devote to managing their financial affairs. The pressures of daily life often conspire to disrupt even the best intentions and plans. If this is you, or if you like the idea of working alongside a team of financial professionals, it's time to get in touch.

What services are included in MyPersonalFD?

MyPersonalFD brings together an extensive umbrella of services, providing access to in-house specialists in the areas of accounting, personal and corporate tax, corporate finance, personal financial planning, pensions and investment management. These specialists will work with you – and each other – to help you create, manage and preserve your wealth.

Why use MyPersonalFD?

Many people use separate financial advisers to manage different aspects of their affairs. This requires careful coordination, creating the potential for extended timescales, higher costs and greater execution risks. By contrast, MyPersonalFD will look at your affairs in the round, bringing together in-house specialists and giving you the peace of mind that comes from engaging with a respected and award-winning firm.

What needs does MyPersonalFD address?

For busy or time-poor people, MyPersonalFD delivers an integrated financial solution. Whether you are investing for the future, planning for succession or simply want help dealing with a mass of unwelcome paperwork, we will provide the commercial, tax, financial planning and investment management advice you need.

How does MyPersonalFD apply to my family?

A myriad of complex laws and regulations create little known bear-traps and opportunities. The disposition of your assets and the recipients of family income can have a significant impact on your personal and family wealth. MyPersonalFD will consider the structures and investments that will help you achieve your goals.

How does MyPersonalFD apply to my business?

If you own a business, it may well represent the lion's share of your wealth. Where appropriate, MyPersonalFD brings together accounting, corporate finance, financial planning and personal and corporate tax specialists to optimise the interaction between you and your business, managing your after-tax income, offering advice on growth or exit and advising on your tax exposure on sale.

Who will be MyPersonalFD?

Responsibility and accountability are key features of MyPersonalFD, so you'll have one main point of contact. This person will be a specialist in the area that is most central to your personal needs with responsibility for coordinating the wider services of the firm. A secondary point of contact will also be introduced.

Will MyPersonalFD coordinate with my other advisers?

Our purpose is simple – to achieve the best outcome for you and your family. As part of this process, we regularly work alongside lawyers and other professionals. If you already have legal or other advisers, we will work with them to help you achieve your goals. If you don't, we can introduce you to our contacts.

What are the charges for MyPersonalFD?

Charges for MyPersonalFD are quoted and fixed at the outset. Our fees are therefore transparent and you will not incur extra costs for additional work without discussion and agreement in advance.

Menu of services

Here is a sample of services available through MyPersonalFD.

Accountancy and tax

  • Accounting support
  • Personal tax advice and compliance
  • Capital gains tax advice
  • Remuneration strategies
  • International tax services

Financial planning

  • Long-term savings and investment strategies
  • Pensions and retirement planning
  • Estate planning
  • Tax efficient investing
  • Personal cash flow analysis and financial modelling

Investment management

  • Discretionary portfolio management
  • Online valuations
  • Tax monitoring and reporting
  • Asset allocation
  • Income generation

Corporate finance

  • Business valuations
  • Acquisitions
  • Succession planning
  • Pre and post-sale planning
  • Sales mandates


In addition to the above services we provide regular communication and updates. We also hold sector and topic-focused seminars and events, creating opportunities for networking and interaction with peers and other professionals.

We have taken great care to ensure the accuracy of this publication. However, the publication is written in general terms and you are strongly recommended to seek specific advice before taking any action based on the information it contains. No responsibility can be taken for any loss arising from action taken or refrained from on the basis of this publication. © Smith & Williamson Holdings Limited 2013. Approval No: 13/870 Code exp: 30/09/14

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