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Searching Content indexed under Consumer Credit by Sheppard Mullin Richter & Hampton ordered by Published Date Descending.
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CFPB Prevails On Summary Judgment Against CashCall, Inc.
The United States District Court in Los Angeles ruled that CashCall, Inc. violated the Consumer Financial Protection Act in connection with efforts to collect on certain loans that would have been held void under state law...
United States
7 Sep 2016
2
Most Recent CFPB Supervisory Highlights Feature FCRA, LO Compensation And Debt Collection Issues
The Consumer Financial Protection Bureau's most recent supervisory highlights publication featured issues relating to the Fair Credit Reporting Act, loan originator compensation and in-person debt collection...
United States
1 Sep 2016
3
NYC Council Votes To Ban Employers From Conducting Credit Checks
On April 16, 2015, the New York City Council passed a bill (Int. 0261-2014) prohibiting employers from requesting or using the consumer credit history of an employee or job applicant when making employment decisions.
United States
29 Apr 2015
4
CFPB Has Authority To Bring Actions Against A Non-Depository Institutionís Related Persons; Are Payday Lenders Next?
The Dodd-Frank Wall Street Reform and Consumer Protection Act grants to the CFPB the power to bring actions against "related persons" of non-depository institutions.
United States
30 Jun 2014
5
Does A Consumerís Exercise Of A Rescission Right Mean That The Loan Is Automatically Rescinded? Perhaps Not, According To One Federal Court, If The Consumer Does Not Also File A Lawsuit For Rescission
Even if a consumer timely exercises his or her right to rescind a loan transaction under the Truth in Lending Act, that exercise does not automatically cause the loan to be rescinded.
United States
22 May 2014
6
CFPB Amends Ability-To-Repay/Qualified Mortgage Regulations To Exclude Creditor's Payment Of Compensation To Loan Originator Employees From Calculation Of Points And Fees
The Consumer Financial Protection Bureau recently issued a final rule amending its Ability to Repay/Qualified Mortgage rule, originally issued on January 10, 2013.
United States
10 Jun 2013
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