Searching Content indexed under Consumer Credit by Reed Smith ordered by Published Date Descending.
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New York Enacts New Security And Identity Theft Protection Laws In Response To Recent Data Breaches
On July 25, 2019, New York Governor Andrew Cuomo signed into law the Stop Hacks and Improve Electronic Data Security (SHIELD) Act (S.5575B/A.5635),
United States
7 Aug 2019
Unclaimed Property Update: Did You Report Unclaimed Store Credits To New Jersey At Full Value? You Might Be Entitled To A Refund.
The New Jersey Appellate Division recently ordered New Jersey to refund more than $1 million to Bed Bath & Beyond for over-reporting store credits redeemable for merchandise to the state's UPA.
United States
3 Oct 2017
Customers Sue Darden Restaurants Over Information On Receipts
A class action lawsuit was recently filed against Darden Restaurants, Inc. ("Darden"), alleging that Darden violated the Fair and Accurate Credit Transactions Act ("FACTA").
United States
26 Jun 2017
NJ Tax Court: Despite Place-of-Performance Statute, Market Sourcing Applies to Services
On October 11, 2016, the New Jersey Tax Court published its long-awaited decision concerning the sourcing of interest and other fees related to credit card transactions.
United States
15 Oct 2016
CFPB Takes Enforcement Action Against FinTech Lender
On September 27, 2016, the Consumer Financial Protection Bureau (CFPB) entered into a Consent Order with Flurish, Inc d/b/a LendUp (LendUp)...
United States
3 Oct 2016
CFPB Finally Adopts Amendments To Its Mortgage Servicing Rules
These Amendments will not become effective until 18 months after publication in the Federal Register.
United States
17 Aug 2016
FCC Adds New Wrinkle To Collection Of Federally Backed Debts
Federal Communications Commission announced new rules on Thursday that imposes limitations on private collection agencies and servicers seeking to collect on behalf of federal debts.
United States
16 Aug 2016
Treasuring Unsure Of Use Of Facebook ‘Likes' In Lending Decisions
On October 29, Antonio Wiess, an advisor to Treasury Secretary Jacob Lew, gave remarks at the Information Management Network Conference on Marketplace Lenders.
United States
4 Nov 2015
Reminder For NYC Employers: Ban On Credit Checks Takes Effect Today
A new law restricting the pre-employment process takes effect in New York City today, September 3, 2015 (the Law).
United States
4 Sep 2015
Seventh Circuit Revives Data Security Breach Class Action Against Neiman Marcus: Finds Article III Standing In Class Expenses "Resolving Fraudulent Charges And Protecting…Against Future Identity Theft."
A panel of the Seventh Circuit Court of Appeals (Wood, C.J., Kanne, J. and Tinder, J.) has reversed the dismissal of a data security breach class action lawsuit against luxury department store Neiman Marcus.
United States
21 Jul 2015
Robert Jaworski Writes On National Credit Reporting Agencies Amending Practices
Reed Smith's Robert Jaworski recently wrote an article on New York Attorney General Eric Schneiderman's settlement agreement (Agreement) with the three national consumer reporting agencies (CRAs).
United States
17 Jul 2015
Spotlight On Fair Lending
The past several months have seen numerous important happenings under fair lending developments, both in the courts, by the DOJ, and by at least one state AG.
United States
12 Sep 2014
California Senate Passes SB 383 Expanding The Song-Beverly Credit Card Act To Online Transactions Of Downloadable Content
On January 30, 2014, the California Senate approved SB 383, which amends the Song-Beverly Credit Card Act to apply to online credit card transactions of electronic downloadable content.
United States
7 Feb 2014
SEC Issues Small Entity Compliance Guide For Regulation S-AM
On September 4, 2009, the Securities and Exchange Commission ("Commission") issued its Small Entity Compliance Guide for Regulation S-AM. As you may recall, Regulation S-AM was adopted by the Commission on August 4, 2009 to implement Section 624 of the Fair Credit Reporting Act ("FCRA"), as amended by Section 214 of the Fair and Accurate Credit Transactions Act of 2003 ("FACT Act").
United States
16 Sep 2009
Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
On April 20, 2005, President Bush signed the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (sometimes referred to as the "Amendments") which is perhaps the most sweeping change to the Bankruptcy Code (the "Code") since the Amendments of 1994. While the legislation modifies the Code in many ways, most notable are the changes to provisions related to individual consumer bankruptcies.
United States
25 Apr 2005
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