Searching Content indexed under Charges, Mortgages, Indemnities by Sherwin Root ordered by Published Date Descending.
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California Supreme Court Rules That Loans Not Subject To Usury Cap May Still Be Unconscionable
The California Supreme Court ruled on Monday, August 18, that an interest rate on a consumer loan in California could be deemed illegally high even if the loan is not subject to the state's usury law.
United States
2 Sep 2018
Notice To Mortgage Lenders – Your Mortgage Interest Statements Must Be Revised Starting In Tax Year 2016
An act passed by Congress last year makes changes to IRS Form 1098 (Mortgage Interest Statement) starting in tax year 2016 (reported commencing in calendar year 2017).
United States
22 Jun 2016
CFPB Issues Letter On TRID Enforcement And Liability
While Director Cordray's letter should be helpful, a couple points should be noted. First, the letter is not an official interpretation of TILA or RESPA, and therefore would not appear to be binding on the CFPB, other regulators or courts.
United States
13 Jan 2016
CFPB Publishes Bulletin On RESPA Compliance And Marketing Services Agreements
Any agreement (including an MSA) that entails exchanging a thing of value for referrals of settlement service business involving a federally related mortgage loan likely violates RESPA.
United States
15 Oct 2015
Some QM Relief In Sight? CFPB Proposes Amendment To QM Rule Which Will Permit Creditors To Cure Inadvertent QM Violations Through Refunding Excess Points And Fees
The Bureau of Consumer Financial Protection announced April 30 that it is proposing amendments to Regulation Z.
United States
12 May 2014
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