Searching Content indexed under Finance and Banking by Richard Fischer ordered by Published Date Descending.
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CFPB Releases Fourth Report On The Consumer Credit Card Market
On August 27, 2019, the Consumer Financial Protection Bureau (CFPB or Bureau) released its fourth biennial report on the consumer credit card market (2019 Report or Report)
United States
6 Sep 2019
Treatment Of Educational ISAs Under Federal And Select State Anti-Discrimination Statutes
In an earlier paper, we considered whether ISAs should be subject to federal consumer credit statutes, including the Truth in Lending Act ("TILA")
United States
20 Aug 2019
Secured Overnight Financing Rate And The Future Of The Mortgage Market
On July 11, Fannie Mae and Freddie Mac (the GSEs) announced their plans to develop new adjustable rate mortgage products that would rely on the Secured Overnight Financing Rate
United States
29 Jul 2019
CFPB Announces Public Comment Extension On HMDA Reconsideration
On June 27, 2019, the CFPB extended the deadline for public comments on its advance notice of proposed rulemaking (ANPR)
United States
12 Jul 2019
Policy Makers Examine The Disparate Impact Risk Of Artificial Intelligence And Underwriting
Policy makers are showing increasing concern in the fair lending implications of artificial intelligence (AI) in credit underwriting.
United States
4 Jul 2019
CFPB Proposes Revisions To Small-Dollar Loan Rule
The CFPB also proposed to delay the compliance date for the 2017 Rule's existing ability to repay provisions.
United States
14 Feb 2019
CFPB Issues FAQs For The TRID Rule
The Consumer Financial Protection Bureau (CFPB) has posted a new compliance tool on its website - answers to frequently asked questions (FAQs) about the TILA-RESPA Integrated Disclosure Rule ("TRID Rule").
United States
12 Feb 2019
CFPB Initiates Fourth Review Of The Consumer Credit Card Market
On January 31, 2019, the Consumer Financial Protection Bureau (CFPB or Bureau) published a Request for Information (2019 RFI) ...
United States
7 Feb 2019
CFPB And New York Attorney General Announce Settlement With Retailer For Violations Of TILA And CFPA
On January 16, 2019, the CFPB and the New York Attorney General announced a settlement with a retailer for alleged violations of the CFPA of 2010 and the TILA, as well as New York State law...
United States
24 Jan 2019
FDIC Enters Consent Order With Bank Regarding Prepaid Card Disclosures
On March 7, 2018, the Federal Deposit Insurance Corporation (FDIC) entered into a consent order with The Bancorp Bank for allegedly making inaccurate disclosures ...
United States
12 Mar 2018
CFPB Releases Final Payday Lending Rule
On October 5, 2017, the Consumer Financial Protection Bureau ("CFPB") released its final rule for short-term loans ("Final Rule").
United States
16 Oct 2017
CFPB Unveils Prototype Model Forms For Overdraft
On August 4, 2017, the Consumer Financial Protection Bureau (CFPB) released four "prototype" model overdraft disclosure forms styled under its "Know Before You Owe" initiatives with a press release.
United States
11 Aug 2017
OCC Releases Semiannual Risk Perspective: Fintech
On July 7, 2017, the Office of the Comptroller of the Currency ("OCC") released its Semiannual Risk Perspective report (the "Report")...
United States
20 Jul 2017
CFPB Initiates Third Card Act Review
On March 10, 2017, the CFPB published a Request for Information (RFI) regarding the consumer credit card market.
United States
27 Mar 2017
CFPB Finalizes Sweeping Prepaid Account Rule
On October 5, 2016, the Consumer Financial Protection Bureau ("CFPB") issued its long-awaited final rule to further regulate prepaid card products, or "prepaid accounts".
United States
14 Oct 2016
Bureau Tells Banks To Offer Overdraft-Free Accounts, Sends Warning On Reporting
In a letter to each of the top 25 retail banking companies, Director Cordray urged these companies to offer an account that would present lower risk to the banking organization because it did not allow overdrafts.
United States
9 Feb 2016
Members Of Congress Recommend Changes To The CFPB's Proposed Prepaid Account Rule
The four recommendations address the scope, implementation deadline, consumer disclosures and overdraft requirements of the Proposed Rule.
United States
14 Oct 2015
Apple Pay, PayPal, Google Wallet Treated Differently By CFPB Rule
Partners Obrea Poindexter and Rick Fischer are quoted in the Bloomberg BNA's Electronic Commerce and Law Report article, "Apple Pay, PayPal, Google Wallet Treated Differently By CFPB Rule."
United States
14 Aug 2015
#Throwbackthursday: The Consumer Financial Protection Bureau: Measuring The Progress Of A New Agency
In September 2013, Morrison & Foerster Senior Partner Rick Fischer co-authored "The Consumer Financial Protection Bureau: Measuring the Progress of a New Agency," a report published by the Bipartisan Policy Center.
United States
27 Jul 2015
CFPB Files Proposed Consent Orders Related To Wireless Billing Practices
Together, the carriers would have a maximum potential obligation to refund $120 million to consumers.
United States
15 May 2015
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