The Georgia General Assembly amended the insurance code to create new disclosure and licensing obligations for insurance producers. Under Georgia law, the term "producer" is defined broadly enough to cover persons acting as traditional brokers. The new section of the Code, O.C.G.A. § 33-23-46 ("Section 46"), became effective on July 1, 2005 and appears to have been added in response to recent allegations by New York Attorney General Eliot Spitzer regarding insurance brokers and contingent commis