Article by: Deborah Ballati, Esq, Dennis Cusack, Esq, William Friedrich, Esq, John Green, Esq, Mary McCutcheon, Esq., David Smith, Insurance & Risk Management Consultant
The concept of Additional Insured status has always been better than the practice: because of carelessness in the issuing process, vague and undefined terms used by carriers, and sometimes unrealistic expectations of insureds (including the want-to-be Additional Insured), confusion and lack of coverage have often turned out to be the order of the day. Now a recent California Court of Appeals case has added yet another wrinkle – and another way that the legitimate expectations of an Additional Insured might be unfulfilled. The case of Gorham v. First Financial Ins....
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