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Europe
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Consumer Credit
Belgium
Liedekerke Wolters Waelbroeck Kirkpatrick
Please find attached the monitoring report for the period 1 to 31 October 2023. This report aims to provide you with a summary analysis of the potential impact of new developments on your business.
Germany
PwC Legal Germany
Directive 2023/2225 on credit agreements for consumers and repealing the Consumer Credit Directive (2008/48/EC) (referred to herein as CCD 2.0)...
Nivalion
Litigation Funding Comparative Guide for the jurisdiction of Germany, check out our comparative guides section to compare across multiple countries
Ireland
Matheson
On 26 October 2023, the Director of Consumer Protection at the Central Bank of Ireland ("Central Bank") , Colm Kincaid, delivered his opening remarks at the Vincentian Business...
Liechtenstein
Gasser Partner Rechtsanwälte
Litigation Funding Comparative Guide for the jurisdiction of Liechtenstein, check out our comparative guides section to compare across multiple countries
Luxembourg
ELVINGER HOSS PRUSSEN, société anonyme
Strengthening consumer protection in financial services remains a key topic on the EU legislative agenda. Through Directive (EU) 2023/2225 of 18 October 2023 on credit agreements for consumers...
Malta
Ganado Advocates
Amendments to the Consumer Credit Regulations, S.L. 378.12 (the "Consumer Credit Regulations") and to the Credit Agreements for Consumers Relating to Residential Immovable Property, S.L. 378.10...
Ganado Advocates
Personal loans and overdrafts, credit cards and short-term credit products are amongst the commonest consumer lending products offered by banks and financial institutions to satisfy a variety of consumer needs.
Portugal
Uria Menendez
Litigation Funding Comparative Guide for the jurisdiction of Portugal, check out our comparative guides section to compare across multiple countries
Sweden
Lindahl
The Administrative Court in Stockholm has today announced that it has annulled the Swedish Financial Supervisory Authority's decision to issue observations...
Lindahl
On 3 July 2023, the report on enhanced consumer protection against risky lending and over-indebtedness (SOU 2023:38)...
Kapatens
Litigation Funding Comparative Guide for the jurisdiction of Sweden, check out our comparative guides section to compare across multiple countries
Lindahl
The Government has put forward a proposal for new legislation to strengthen protection for borrowers and regulate non-performing credit agreements in accordance with an EU directive.
UK
Osborne Clarke
The UK Financial Conduct Authority (FCA) announced in January that it will investigate the historical use of discretionary commission arrangements (DCAs) in the motor finance industry.
Osborne Clarke
In February our Future of Financial Services week of events returns, consisting of a mix of in-person sessions in our London office (including a regulatory-themed day and fundraising-related day) and webinars...
Osborne Clarke
The Financial Conduct Authority (FCA) published its Credit Information Market Study final report on 3 December 2023, following its interim report and discussion paper...
Forsters
Limitation periods reflect the uncontroversial principle that a defendant should not be exposed to a claim which the claimant has unreasonably delayed in pursuing.
European Union
Finance Malta
Amendments to the Consumer Credit Regulations, S.L. 378.12 (the "Consumer Credit Regulations") and to the Credit Agreements for Consumers Relating to Residential Immovable Property, S.L. 378.10...
Schoenherr Attorneys at Law
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Loyens & Loeff
Four major Buy Now, Pay Later (BNPL) service providers have established a code of conduct to improve the quality of the services they provide. This code came into force on 30 October 2023.
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