Mondaq USA: Consumer Protection
The European Commission plans to introduce new rules to improve the safety regime applicable to non-food consumer products distributed in the EU.
The Council of the European Union recently adopted a regulation on online dispute resolution and a directive on alternative dispute resolution.
Telephone subscribers who knowingly release their phone numbers to a business will be deemed to have given their invitation or consent to the called at the number which they have given, absent instruction to the contrary.
The Consumer Product Safety Commission has recently obtained an unprecedented ruling when Administrative Law Judge Dean Metry granted leave to name Craig Zucker in an administrative complaint against Maxfield and Oberton Holdings, LLC, the manufacturer of Buckyballs®.
Florida Judge Robert Scola, Jr. has recently rejected the Federal Communications Commission longstanding definition of express consent.
In January 2013, the Consumer Financial Protection Bureau issued a series of new rules affecting the mortgage industry.
A federal court in the Western District of Wisconsin has now expanded the reach of the TCPA beyond auto/predictive dialers, holding in Nelson v. Santander Consumer USA that the federal statute may apply to calls even if an auto/predictive dialer is not used to initiate them.
In the last two weeks, both the IRS and Congressional officials announced major milestones in the increasing regulatory focus on colleges and universities.
Did a customer file a complaint against you in the past year? If so, now everyone knows (or could know).
The Center For Rural Pennsylvania recently published a comprehensive study of the state’s wine industry.
There was a time when class-action lawsuits against lenders who financed dealer-generated automobile loans were all the rage.
In this week’s episode of "As the CFPB Turns" questions remain regarding Director(?) Richard Cordray’s constitutional authority to act as the Director of the CFPB.
The Consumer Financial Protection Bureau announced that it had settled enforcement actions against four insurance companies in connection with alleged improper payments between the insurance companies and mortgage lenders.
The Consumer Financial Protection Bureau has recently expanded its existing Consumer Complaint Database to cover additional consumer financial products and services.
The Consumer Financial Protection Bureau issued a guidance bulletinannouncing that it will treat indirect auto lenders as creditors subject to the Equal Credit Opportunity Act.
The Massachusetts Division of Banks issued a warning letter to remind licensed debt collectors that it is illegal to collect on small loans made in violation of Massachusetts’ small loan law.
The United States Court of Appeals for the Sixth Circuit affirmed a lower court’s decision dismissing plaintiff’s action to set aside a foreclosure sale based on alleged violations of the non-judicial foreclosure process in Michigan.
The United States Court of Appeals for the Seventh Circuit ruled that a borrower can discharge her student loans under the bankruptcy code.
The GAO released a report on Independent Foreclosure Review, an evaluation of the foreclosure practice of several mortgage servicers required by the consent orders entered into with the OCC and FRB in 2011.
The FTC issued warning letters to the operators of six websites that provide landlords with tenant rental history reports.
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The United States Court of Appeals for the Seventh Circuit ruled that a borrower can discharge her student loans under the bankruptcy code.
The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 imposes a new regulatory framework upon swap dealers, major swap participants and other counterparties to swaps, including end-users.
Effective January 1, 2013, employers must revise Summary of Rights forms they provide to prospective and current employees as required under the Fair Credit Reporting Act.
The Consumer Financial Protection Bureau issued a guidance bulletinannouncing that it will treat indirect auto lenders as creditors subject to the Equal Credit Opportunity Act.
Divorces affect every aspect of an individual's life - their financial situation, their children, their home, their friendships, everything. Divorces are notoriously stressful events and, while a stressful marriage can absolutely consume a person to their detriment, many people would also agree that their lives are negatively impacted in some way by the process.
Much has been written speculating about why Ron Johnson failed--spectacularly--at J.C. Penney.
So—you are in-house counsel to a company that, either occasionally or on a regular basis, enters into swaps.
The U.S. Court of Appeals for the DC Circuit has recently issued its decision in the case of "Noel Canning vs. National Labor Relations Board".
Any company that collects personal data from consumers should take proactive steps to have appropriate legal counsel review its data security practices, as well as its terms of service or privacy practices, to identify any potential problem areas.
With the new mortgage servicing rules under the Real Estate Settlement Procedures Act (Regulation X) ("RESPA") scheduled to go into effect January 10, 2014, the Consumer Financial Protection Bureau’s ("CFPB") decision to issue guidance on the existing servicing transfer regulations may have been unexpected by some.
