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Malta
Ganado Advocates
Deposit accounts, payment accounts, electronic money and certain categories of lending are amongst the in-scope Retail Products...
Ganado Advocates
Amendments to the Consumer Credit Regulations, S.L. 378.12 (the "Consumer Credit Regulations") and to the Credit Agreements for Consumers Relating to Residential Immovable Property, S.L. 378.10...
Ganado Advocates
There is little doubt that despite the importance of reading the terms included in policy documents, very few people actually read them. Reading investment documentation and understanding their potential...
Ganado Advocates
In a request for a preliminary ruling requested by District Court of Warsaw, Poland to the European Court of Justice ("ECJ"), three Polish citizens brought an action against Provident Polska...
Ganado Advocates
On 6 July 2023, the Court of Justice of the European Union ("CJEU"), in delivering a ruling in the case of FS, WU vs. First Bank SA (Case C-593/22)...
WH Partners
Over the past few days, Malta has been facing an unprecedented challenge with persistent power cuts. These power outages have significantly disrupted daily life, affected businesses...
Finance Malta
On 9 February 2023, the Court of Justice of the European Union ("CJEU"), in delivering a ruling in the case of UniCredit Bank Austria AG vs. Verein für Konsumenteninformation...
KPMG Malta
In January 2023, consumer inflation in the Euro area stood at 8.6%1. In Malta, the annual inflation rate stood at 6.8%2. If it weren't for Government's decision to keep energy prices fixed...
Ganado Advocates
In December of last year, the European Court of Justice ("ECJ" or the "Court") ruled against Vodafone's standard charges levied on their customers for using certain payment instruments when paying...
Ganado Advocates
On 7 April 2022, the CJEU, in delivering a ruling in the case of Fuhrmann-2-GmbH v. B., adopted a consumer friendly approach by clarifying that for consumers to be validly bound by an electronically formed contract, ...
Ganado Advocates
On the 8 July 2020 EIOPA (the European Insurance and Occupational Pensions Authority) issued a statement to outline its expectations in relation to how manufacturers ...
GVZH Advocates
There is no denying that, perhaps now more than ever, online platforms offer incomparable access to cross-border markets.
KPMG Malta
A price order was published setting the maximum prices at which surgical/medical masks and face shields shall be sold to the public.
Fenech & Fenech Advocates
On 25 March 2020, MFSA issued a circular reminding firms of its expectations of the measures that they should have in place regarding complaints handling.
Fenech & Fenech Advocates
In the face of this new reality a number of legal issues need to be considered in order to ensure that these new services are in compliance with applicable Maltese law.
Ganado Advocates
On 25 March 2020, MFSA issued a circular reminding firms of its expectations of the measures that they should have in place regarding complaints handling.
Mamo TCV Advocates
This relieves consumers from having to physically submit complaint forms at the Office for Consumer Affairs, particularly in the wake of the recent COVID-19 outbreak.
Mamo TCV Advocates
On the 7 January 2020, Directive 2019/2161 of the European Parliament and of the Council as regards the better enforcement and modernisation of Union consumer protection ...
European Union
Finance Malta
On 6 July 2023, the Court of Justice of the European Union ("CJEU"), in delivering a ruling in the case of FS, WU vs. First Bank SA (Case C-593/22), considered the applicability...
Ganado Advocates
Just under two decades ago, the European Parliament issued a Regulation on cross-border payments geared towards facilitating cross-border trade within the Union by ensuring that cross-border payment charges...
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